Drivers living in hard-to-cover postcodes
Do you live in an expensive car insurance post-code? Living in an area considered higher risk by insurance companies can make finding affordable insurance cover difficult, even if you don’t have motoring convictions or fault claims on your record.
The good news is that Insure Your Motor can help, no matter where you live. With many years’ experience and excellent partnerships with well-known UK insurers, we’re able to negotiate competitive premiums for drivers living in high risk post-codes.
Click for an online quote or speak to our expert team on 0344 557 1329.
Why are some post-codes more expensive to get car insurance?
It’s all about risk factors and claims histories. Generally, urban areas which are more densely populated statistically have more accidents and suffer higher rates of car crime than more rural areas. So someone living in a low accident, low crime post-code is likely to pay less for car insurance.
Sometimes post-codes which are right next to each other can be rated differently, which we appreciate is frustrating if you have a clean driving history, but Insure Your Motor works independently to get you the best possible deal.